6 Best Ways to Buy Crypto with Bank Account

Most transactions on the internet are now done with the use of virtual money. Today, there is a wide variety of cryptocurrencies for various purposes. therefore, it is not at all difficult to choose an option that is suitable only for your type of transaction. however, bitcoin can be safely considered the most common currency. in fact, it is a huge electronic payment system. In the system, funds are stored as digital assets and can be replenished and withdrawn. All transactions are made at a predetermined rate, which often changes and depends on various factors, including fiat currencies.

In order to use a crypto wallet rationally, you need to learn how to properly replenish it. There are several ways to buy cryptocurrencies, but the easiest is to buy bitcoin with a transfer from a bank account.

Reading: Buy bitcoin with wire transfer

To save time here is the list of bulletproof methods. but if you want to go deeper into the subject, keep reading:

  1. best for low fees
  2. best for buying unlimited coins</li
  3. the best for its excellent rating
  4. the best for its security
  5. the best free checkout process
  6. the best for advanced traders

– buy and sell cryptocurrencies

– heavily focused on security

– good customer service

buying cryptocurrencies: risks and dangers

There is no doubt that buying cryptocurrencies can be a risky investment. however, there are also plenty of potential rewards if you do your homework and invest wisely. These are some of the risks and dangers associated with buying cryptocurrencies:

1. Volatility: Cryptocurrency prices can be very volatile, making them susceptible to sudden price fluctuations. this can lead to losses if you are not careful about when and how you invest.

2.Scams: There have been numerous scams associated with cryptocurrencies, so it is important to be aware of them before investing. Be sure to research any wallets, exchanges, or icos before sending money or personal information.

3. Hacking: One of the biggest risks of cryptocurrencies is the possibility of hacking. Since cryptocurrency is stored online, it can be vulnerable to hacker attacks. this could lead to the loss of your investment. As you know, crypto exchanges have been hacked more than once and many of them have closed due to bankruptcy. this is often a security issue with the service itself. however, it often happens that users create weak passwords, divulge them, or neglect two-factor authentication. in such cases, the exchange is not responsible for the loss of funds.

4. Regulation: Cryptocurrency is currently unregulated in most jurisdictions. this means there is no protection from the government if something goes wrong. In addition, new regulations or prohibitions on cryptocurrencies could negatively affect their price and utility.

5.Limited Acceptance: Currently, not all businesses accept cryptocurrencies as payment. this could limit its usefulness and make it difficult to find places to spend your coins.

Despite these risks, buying cryptocurrencies can be a wise investment decision if you are careful and do your research. If you understand the risks and are willing to take them, buying cryptocurrencies can offer you the potential for high returns. just be sure to diversify your investment portfolio and only invest what you can afford to lose.

6 best solutions to buy bitcoin with a bank account

1. payment

paybiz is a platform to exchange fiat/digital currency in a few minutes. the most important feature is that you don’t need to be an expert in blockchain technologies and understand technical analysis – the system will do everything for you. all you have to do is guess the right moment when the price is optimal.


  • the possibility of buying bitcoin with a bank card
  • no knowledge of blockchain technologies required
  • a large selection of cryptocurrencies
  • buy bitcoin instantly with a bank account
  • referral program
  • transaction cancellation if funds have not been sent within 48 hours


  • high commissions
  • there are many complaints about delays in transfers, loss of funds
  • there is no mobile application

See also: 7 Best Crypto Casinos That Accept Bitcoin, Ethereum, and Other Crypto – WISH-TV | Indianapolis News | Indiana Weather | Indiana Traffic

How to buy cryptocurrencies?

  1. you need to register on the website/log in to your account;
  2. start exchange: set the initial data;
  3. click “buy”, the service it will redirect you to a separate page where you will be required to pass a kyc (know your customer) verification;
  4. the platform sets the price for 30 minutes and then starts updating every minute.

2. coinmom

coinmama is a platform that allows you to buy bitcoins with a bank account. It is not very widespread in Europe, but it is popular in Asia. the company was founded in 2013 and has already served 1.6 million people in a decade. coinmama users are registered in 197 countries around the world. Despite such worldwide coverage, the service is translated into only 2 languages: English and Spanish. but this does not prevent users from all over the world from using the platform to buy bitcoins with bank transfer.


  • focused on beginners
  • working with bank cards
  • reliability of use
  • high quality support technical support for users
  • multiple payment options
  • quick account verification
  • instant coin receipt


  • high commissions
  • a small amount of coins
  • inability to sell coins

See also: 7 Best Crypto Casinos That Accept Bitcoin, Ethereum, and Other Crypto – WISH-TV | Indianapolis News | Indiana Weather | Indiana Traffic

How to buy cryptocurrencies?

  1. register on the website;
  2. click the “buy” or “sell” button on the main page;
  3. set the amount of cryptocurrencies to be exchanged and click the appropriate button;
  4. storing coins on the platform is unacceptable – they are immediately sent to the client’s crypto wallet address.

3. change now

This is a convenient platform for buying and exchanging cryptocurrencies, which allows you to make transactions quickly, without registration and restrictions on the volume of transactions. the most requested feature of the platform is the possibility to buy bitcoins with bank transfer. changenow was founded in 2017, and a year after founding, the company launched its own token, now. Right now, almost 400 cryptocurrencies and around 60 fiats can be traded with ChangeNow. no registration is required, so you can easily transfer bitcoins to a bank account.


  • great selection of assets
  • setting the course during the application process
  • there are no limits on all deposits/withdrawals, except for cards
  • lots of useful information about trading
  • buy bitcoin instantly with a bank account</ li
  • mobile application
  • partner program


  • no company and license information
  • slow processing of requests, delays and cancellations are possible
  • not all currency pairs presented are available

See also: 7 Best Crypto Casinos That Accept Bitcoin, Ethereum, and Other Crypto – WISH-TV | Indianapolis News | Indiana Weather | Indiana Traffic

How to buy cryptocurrencies?

  1. To buy cryptocurrencies on changenow, no registration is required. simply open the form on the main page of the site, select the type of transaction (classic rate / fixed rate), number of purchase/sale units and click change.
  2. the system redirects to a form where you need to re-enter the data and set the requirements from which the funds will be transferred.
  3. Finally, you check the details of the order, confirm it and, wow, the request is sent. all that remains is to pay.

4. changelly

changelly is a cryptocurrency exchange that was founded in 2015 in hong kong. changelly is one of the best forex, providing users with affordable exchange rates (5%) for various trading pairs on the market. the platform is growing rapidly as it attracts more than a million visitors monthly. however, residents of certain areas will not be able to purchase bitcoins with bank transfer on the changelly website. For example, it is not regulated to operate in the United States. however, their official website has a large list of supported countries. therefore, this does not prevent the majority from using the main function of the platform and buying btc with a bank account.


  • a wide selection of coins and tokens to exchange
  • simple registration procedure
  • the opportunity to buy cryptocurrencies with fiat money
  • strong level of security
  • perfect user interface
  • automatic search for the best exchange rate
  • instant transaction confirmation
  • a small commission


  • buying crypto assets for fiat is a bit challenging

See also: 7 Best Crypto Casinos That Accept Bitcoin, Ethereum, and Other Crypto – WISH-TV | Indianapolis News | Indiana Weather | Indiana Traffic

How to buy cryptocurrencies?

  1. choose a cryptocurrency to exchange;
  2. login to confirm the transaction;
  3. send the amount to the specified address and receive cryptocurrencies in your wallet in a few minutes at the best offer on the market.

5. paxful

See also: 5 Best Bitcoin Transaction Accelerators – CoinDiligent

paxful is the leading peer-to-peer bitcoin trading platform and international crypto exchange. the company was founded in 2015 and today has several offices around the world. in 2022, the number of platform users was 9 million. One of the best things about Paxful is that the platform does not charge any fees for buying Bitcoin with a bank account. If you don’t have a bank account, you can choose from over 300 payment methods for your transaction. creating the company, the developers sought to make it closer to people and convenient for them. As a result, this approach helped them become one of the leading p2p bitcoin trading platforms over the course of 5 years.


  • stability and security
  • a multilevel system system protection of transactions and personal data, a large number of payment and withdrawal methods
  • buy bitcoin instantly with a bank account
  • 24-hour technical support
  • no commission when buying bitcoins
  • profitable partner program


  • sellers set the commission amount themselves

See also: 7 Best Crypto Casinos That Accept Bitcoin, Ethereum, and Other Crypto – WISH-TV | Indianapolis News | Indiana Weather | Indiana Traffic

How to buy cryptocurrencies?

  1. log in to the system
  2. find a suitable offer to buy or create an application for the sale of bitcoins
  3. in case of purchase, the exchange will take place immediately . the sale will take place only after an application is found that fully satisfies the conditions.
  4. then the user automatically goes to the seller’s page, where he can get acquainted with the reviews of other visitors who have already collaborated with the seller.
  5. then you need to follow the instructions on the site and perform all the actions step by step. may be different depending on the chosen payment method.

6. bitphoenix

bitfenix has established itself as a platform for professional traders. in fact, it is a universal exchange with ample opportunities for beginners. In our ranking, Bitfinex is the oldest company. The exchange was founded in 2012 by the Hong Kong company Ifinex. One of the main advantages of the exchange is a functional terminal with tradingview analytical tools and advanced pending orders, as well as the ability to buy cryptocurrencies with a bank account. For automated trading via API, there is a proprietary framework that supports popular programming languages.


  • large trading volumes
  • multilingual interface
  • high level of security
  • convenient mobile application
  • partner program
  • unlimited withdrawal
  • a large number of orders
  • transfer bitcoins to bank account
  • work convenience
  • public grade table


  • complex verification process
  • high fees
  • no direct connection to technical support

See also: 7 Best Crypto Casinos That Accept Bitcoin, Ethereum, and Other Crypto – WISH-TV | Indianapolis News | Indiana Weather | Indiana Traffic

How to buy cryptocurrencies?

  1. go to account -> bank cards page.
  2. choose a gateway for payment by bank card or for instant payment in euros.
  3. in the drop-down menu, select the currency you want to buy.
  4. select the wallet you want to transfer the funds to.
  5. after completing the payment, you will be redirected to bitfinex to confirm that the process was successful and your purchase will be credited to your account.

frequently asked questions

how to buy bitcoin with a bank account?

There are a few different ways to buy crypto with wire transfer. you can use a traditional exchange or a peer-to-peer platform. traditional exchanges are companies that buy and sell cryptocurrencies for profit. They normally charge fees for their services. Peer-to-peer platforms are websites or apps that connect buyers and sellers of cryptocurrencies. These platforms generally do not charge fees for their services.

If you want to buy bitcoins with a bank account, you will need to find a platform that supports bank transfers. Once you’ve found a place that accepts wire transfers, you’ll need to create an account and verify your identity. after that, you will be able to fund your account and start buying bitcoins.

If you are looking for a reliable platform to buy bitcoins with a bank account, we recommend 6 services from the previous review. all of them are popular and respected companies to buy btc with bank account instantly. They offer an easy-to-use interface and support bank transfers from many different countries.

how not to lose money when trading cryptocurrencies?

Most people buy cryptocurrencies with bank transfers to invest. Cryptocurrency investing can be a risky business, but there are steps you can take to help mitigate risk and ensure your investments are as safe as possible. Here are some things to keep in mind when trading cryptocurrencies.

  1. Always do your research before investing in any asset, including cryptocurrencies. make sure you understand the risks involved and know what you’re getting into before you put any money down.
  2. invest only what you can afford to lose. Cryptocurrency is a volatile market and prices can swing widely both up and down. if you can’t afford to lose your entire investment, it’s best not to invest at all.
  3. diversify your portfolio. don’t put all your eggs in one basket, and don’t put all your money in a cryptocurrency. spread your investment across different assets and different currencies to minimize your risk.

what can i buy with bitcoin?

You may be wondering why some people need to buy btc via wire transfer. bitcoin can be used to purchase a variety of items, including physical goods and services. Popular items that can be purchased with bitcoin include:

  • gift cards to popular retailers like amazon, target and walmart
  • membership to online services like netflix or hulu
  • physical goods like jewelry, art, or electronics</li
  • services such as web design or accounting

To find businesses that accept bitcoin, you can use a directory service like coinmap or spendbitcoins. You can also search online for businesses that accept bitcoin in your specific country or city.


Dealing with cryptocurrencies can seem difficult only when you are not aware of the tools designed to make the trading process easier. Cryptocurrency is being used more and more all over the world, and people are already using it to buy products on a daily basis. That means there should be services that support basic transactions like the ability to buy BTC with a bank account. bank transfer is one of them and this article is a small guide on the best ways to buy cryptocurrencies with it.

See also: What is Bitcoin Cash? And how does BCH work? (2022 edition)

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