yes, auto insurance varies by state. Most states require a minimum amount of liability insurance and may even require other specific types of coverage on your policy. If you plan to move to a new state, you’ll need to make sure your policy is up to date to ensure you have the correct coverages and limits on your policy.
we got it. Preparing for a big move to another state is both exciting and stressful. In addition to all the packing, truck rental, and other moving needs, you have your auto insurance to think about. we are here to help! we’ve highlighted how to navigate the process of registering your car and transferring auto insurance to another state, so you can make your move with one less item on your to-do list.
how much time do you have to change car insurance when you move?
Typically, you’ll have 30 to 90 days to change your auto insurance when you move to a new state. While you can, and should, plan ahead, you don’t want to cancel your current policy until the switch is made. Follow these steps to prepare to switch auto insurance to another state.
gather your documents
make sure all your important documents are readily available so you don’t have to search through boxes later. use a portable safe or other form of secure storage to transport them.
call your insurance agent
Let them know you’re moving to a new state and ask them about your coverage options in your new home.
get a quote
If your current insurance isn’t traveling with you, you’ll need to start looking for a new policy that will work in your new state.
Do I have to change my car registration if I move to another state?
When you move to another state, your car registration must match the location of your new home. There are a few ways to change your vehicle registration from one state to another.
visit the dmv
Go to your new state’s dmv site, or the dmv itself, and fill out a new registration form. You will need to provide a form of payment to complete registration. this usually costs around $95.
get a new driver’s license
You will also need to apply for a new driver’s license when your move is complete. this can be done within 30 to 90 days, depending on the state. call your new dmv or local police to ask about your grace period.
save your log
Keep a copy in your vehicle and be sure to change your license plate to the new one you receive in the mail.
Can I keep my car insurance if I move to another state?
Car insurance providers often operate in multiple US states. uu. check with your insurance agent before you move to see if your current insurance company will provide coverage in your new state of residence. if they want, you can take it with you. be sure to ask your agent if there will be any changes to your coverage; Some states have different insurance requirements than others, some of which may cause your premiums to go up.
If your current insurance company doesn’t provide insurance in the state you’re moving to, you’ll need to purchase new coverage when your move is complete. once you’ve moved in, you have 30-90 days to fix everything.
keep your current insurance
Don’t cancel your current auto insurance policy until you have a new one ready to go.
Make sure you get the best deal by shopping for options from multiple insurance companies.
acquire your new insurance
Once you’ve decided on the right auto insurance, go ahead and shop for it.
immediately call your old insurance
Call to cancel your old insurance and provide the end date of the old insurance policy, which will be the effective date of your new insurance policy. So if you’re buying new auto insurance with an effective date of April 4, tell your old auto insurance to cancel your original policy effective April 4.
Moving to a new state? Contact your American Family insurance agent to make sure your auto insurance coverage meets the requirements of your new state and that you have the right insurance to protect what matters most while you travel.