California Insurance License Requirements – Life, Property & Casualty

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On this page, you will find all of the state specific information for insurance licensing in the state of California. this information refers to applicants for residence licenses. For additional resident license information, or for nonresident license information, see the California Department of Insurance website at http://www.insurance.ca.gov. information is subject to change and we will do our best to make the process of completing the educational requirements for licensing as simple as possible.

producer licensing office 320 capitol mall sacramento, ca 95814 916-322-3555 800-967-9331 website: http://www.insurance.ca.gov email: [email protected]

Reading: How do i become an insurance agent in california

how to get your california insurance license

1. complete an insurance pre-licensing course

California requires those seeking an insurance license to complete the pre-licensing before taking the state licensing exam. prelicensing courses with kaplan give you the best chance of passing – our pass rates are among the highest in the industry.

Pre-licensing education hour requirements

  • California Code of Ethics and Insurance: 12 Hours
  • life: 20 hours
  • accident and health: 20 hours
  • life/accident & health: 40 hours
  • property: 20 hours
  • low: 20 hours
  • property and casualty: 40 hours
  • personal lines: 20 hours
  • Note: The required 12 hours of California Insurance Code and Ethics need not be repeated by those applying for more than one license.

    online course requirements

    • Time Tracking: California requires that you track your study time online. To successfully complete the course, you must complete the required number of hours while studying the online course content units. your online course tracker will be displayed in the top right corner of your page so you can verify that the time spent on the course is being tracked.
    • forced progression: This requires the user to successfully complete each page of the online course before being allowed to continue to the next.
    • pre-licensing education exemptions

      Applicants holding one or more of the following designations or certifications are exempt from pre-licensing education requirements for the line of authority indicated:

      • only life, accidents and health: clu®, lutcf
      • fire and casualty, and personal lines: cpcu®, cic, aai
      • Note: Even if exempt from the lines of authority prelicensing requirements listed above, applicants are still required to complete the 12-hour California Insurance and Ethics Code course.

        2. pass your california licensing exam

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        After completing your prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the California licensing exams, so you’ll be prepared to pass the first time.

        certificate of completion requirements

        • Applicants keep a duplicate copy of the certificate and submit the original certificate of completion with their license application.
        • pre-licensing certificates of completion are valid for three years from the date of course completion
        • test provider: psi

          License applicants required to take a licensing exam have the option of taking a remote online proctored exam for all insurance licensing exams. Remote testing will provide more flexibility for insurance license candidates, particularly in light of existing COVID-19 social distancing requirements and local public health orders.

          To schedule a licensing exam or if you need additional information about psi licensing exams, including the exact specifications required to take a remote online exam, contact psi at www.psiexams.com or by phone at (833 ) 518-7456.

          • Residents applying for any license for which an exam is required must pass the exam before applying for a license.
          • For exam information and online registration, visit the psi online service at http://www.psiexams.com.
          • if you have questions about scheduling exams, please call 877-392-6422
          • Pursuant to California Insurance Code Section 1676(a), exams are valid for one year from the date the exam was passed.
          • frequently asked questions about the california license exam

            After completing my pre-licensing, how should I prepare for test day?

            exam record:

            • For the fastest and most convenient exam scheduling process, psi recommends that candidates register for their exams online.
              • log in to the psi website and create an account. You will be asked to enter your email address and the spelling of your name exactly as it appears on your identification that will be presented at the test site.
              • You will be prompted to select the exam. You will then enter your personal and contact information. then you will be ready to pay and schedule the exam. Enter your ZIP code and a list of test sites closest to you will appear. once you select the desired exam site, the available dates will appear
              • Call psi registrars at 877-392-6422 Monday through Friday between 4:30 a.m. and 5 p.m. m. and 7:00 p.m. m., or from Saturday to Sunday between 6:00 a.m. m. and 2:30 p.m. PT to schedule your test appointment.
              • To take the test again, you will need to log in to your online account and select “request new test”.
                • The calculation to determine the number of exams performed is based on the type of exam.
                • You can cancel and reschedule an exam appointment without forfeiting your fee if you receive your cancellation notice two days before your scheduled exam date.
                  • a voicemail or email message is not an acceptable form of cancellation.
                  • test day:

                    • On the day of the exam, you must arrive at least 30 minutes before your scheduled appointment time. this allows time for registration and ID verification and provides time to become familiar with the exam process
                    • You must provide a form of identification.
                      • ○ must be a valid form of government issued identification with photo and signature. the ID provided must match the name given during registration.
                        • driver’s license from any state
                        • california identification card
                        • passport
                        • passport card
                        • military ID
                        • employment authorization card
                        • permanent resident card
                        • a veterans health identification (vhid) card with photo
                        • An out-of-state ID card is not accepted.
                        • california allows candidates to bring their expired identification along with the paper extension. names and license numbers must match both the expired ID and the paper extension.
                        • security procedures:

                          • Conversations or any other form of communication between candidates is not permitted once you enter the testing area.
                          • With the exception of religious clothing, head coverings, hats, baseball caps, visors, wraps, shawls, hooded clothing, heavy jackets, and coats are not permitted at the test site.
                          • Children, cell phones, calculators, pagers, cameras, programmable electronic devices, and recording devices of any kind may not enter psi or cdi testing sites.
                          • No personal items should be brought into the test sites.
                          • Weapons of any kind are not allowed in the testing room, including but not limited to guns, knives, clubs, or sharp objects.
                          • No smoking, eating or drinking will be allowed in the exam area.
                          • Dictionaries, books, papers, or study and reference materials are not allowed in the exam room.
                          • You may not leave the building during the exam.
                          • copying or communicating exam content is a violation of psi security policy and cic section 1681.5. either may result in disqualification of exam results and may lead to legal action and prosecution.
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                            additional security measures:

                            • Your picture will be taken before you enter the exam.
                            • You may not wear a jacket, coat, or any type of hooded clothing in the exam room. sweaters without pockets are allowed.
                            • You may not bring a bag or backpack into the exam room. you will be required to place these items in your vehicle.
                            • psi only provides accordion-style folders for any element. these folders are left in the lobby and psi is not responsible for the security of these items.
                            • You may not wear a wristwatch in the exam room and you will be asked to empty your pockets.
                            • While on the site, you must not use words or take actions that are vulgar, obscene, and defamatory, or that disparage examining staff or other candidates.
                            • How is the exam?

                              • The exam will be administered by computer. you will use a computer mouse and keyboard.
                              • You will be directed to a semi-private testing station to take the exam. When seated at the testing station, you will be asked to confirm your name, ID number, and the exam you are registered for.
                              • A pencil and scratch paper are available at each exam computer terminal.
                              • Before you begin your exam, an introductory tutorial is provided on the computer screen.
                                • Time spent on tutoring, up to 15 minutes, does not count as part of exam time.
                                • sample questions are included after the tutorial so you can practice answering questions and reviewing your answers.
                                • during the exam, one question appears on the screen at a time.
                                • During the exam, the minutes remaining will be displayed at the top of the screen and will update as you record your answers.
                                • after you have entered your answers, you may return to any question and change your answer, as long as the exam time has not expired.
                                • While taking the exam, examinees will have the opportunity to provide feedback on any question by clicking the feedback link on the feature bar of the exam question screen.
                                  • These comments will be reviewed by the psi test development staff.
                                  • This is the only review of exam materials available to candidates.
                                  • As part of the exam review, cdi may include questions that need to be validated on your exam.
                                    • An additional 10-15 minutes may be added to your exam to give you time to answer these questions.
                                    • These questions will not count towards your final score.
                                    • How is the exam scored?

                                      • Effective January 1, 2017, any insurance license exam candidate who has failed an exam ten times in the previous 12-month period will not be allowed to take the same exam for a period of 12 months from the date of the last failed exam. exams taken and failed during the 2016 calendar year will count toward the ten exam limit.
                                      • The exam proctor will give you an official score report immediately after you complete the exam.
                                        • If you pass, you will immediately receive successful notification and performance summary in a cdi exam results letter.
                                        • If you do not pass, you will immediately receive a CDI Failed Exam Result letter along with a diagnostic report indicating your strengths and weaknesses from the exam.
                                        • In addition to the number of exam items specified below, candidates may be given a small number of five to ten “experimental” questions during the exams.
                                          • These questions will not be scored and time to answer them has been added to the allotted time.
                                          • How long is the exam?

                                            3. obtain fingerprints

                                            • Getting fingerprinted early will expedite the issuance of a license once the exam is passed.
                                            • If you would like to have your fingerprints taken prior to your licensing exam, you may schedule your fingerprints by using cdi’s contracted fingerprint vendor, accurate biometrics at (866) 361-9944 to find a location of fingerprints near you to have your fingerprints taken. Bring a completed Live Scan Application, lic form 442-39a, with you when you go for your fingerprints.
                                            • cdi has its contracted fingerprint provider, accurate biometrics, available at cdi exam sites to help california insurance license applicants complete their fingerprint requirement.
                                            • At the time the applicant takes the licensing exam at the designated exam site, fingerprints may also be taken.
                                            • Candidates will be required to pay a fingerprinting fee of $68.95, paid at the psi site, which covers the following services:
                                              • $14 federal bureau of investigation (fbi) processing fee .25
                                              • $34.75 department of justice (doj) processing fee
                                              • rolling fee” charged per psi of $19.95
                                              • in addition, if a license is not issued within twelve months of the date fingerprints are submitted, a new set of fingerprint impressions will be required.
                                              • 4. apply for california insurance license

                                                Once you have passed the state licensing exam, you are ready to apply for an insurance license.

                                                To complete an online license application, select the following link and follow the instructions: license application

                                                it will be assigned an npn. This unique identifier is assigned through the license application process and is used to track individuals and business entities nationwide. many states use the npn to replace a producer’s license number.

                                                5. plan to complete required insurance continuing education (ce) credits

                                                All insurance producers must comply with the ce requirements of their home state. Stay on top of your CE and ahead of the competition with 365 days of unlimited access to courses when you enroll in a CE Library with Kaplan.

                                                Learn how to renew a California insurance license by clicking here.

                                                This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to ensure that this information is current and accurate; however, kaplan financial education is not in the business of rendering legal or professional advice and is not responsible for any inaccuracies contained in this document.

                                                Source: https://amajon.asia
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