How Much Does Rehab Cost Without Insurance? | Treatment FAQs

October 23, 2022

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If you or a loved one is struggling with drug addiction (also called substance use disorder), it’s important to seek help at a drug rehab center.

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Many people use their health insurance plans to pay for addiction treatment. if you can’t or won’t, you’re probably curious about the cost of rehab.

Reading: How much does alcohol rehab cost without insurance

How much does rehab cost without insurance?

The cost of addiction treatment varies based on many factors, including the type of treatment program, treatment services provided, length of treatment, and amenities.

type of treatment program

There are four main types of substance abuse treatment programs: inpatient treatment programs, partial hospitalization programs, intensive outpatient programs, and outpatient treatment programs.

Inpatient treatment (also called residential treatment) means living in a rehabilitation center so you can receive care and supervision 24 hours a day, 7 days a week. it is usually the most expensive option, ranging in price from $200 to $900 per day.

A partial hospitalization (php) program is outpatient, which means you live at home while regularly attending a treatment center. most people attend phps at least five days a week. As the most intensive form of outpatient care, a PHP typically costs $350 to $450 per day.

an intensive outpatient program (iop) is slightly less intensive than a php. most people attend these programs about three days a week. prices generally range from $250 to $350 per day.

An outpatient rehab program is the least intensive form of addiction treatment. it often involves only one day of treatment per week. it usually costs between $150 and $250 per day.

treatment services provided

Addiction treatment programs offer a variety of different services, including:

medical detox, where doctors help you slowly and safely stop using drugs
medication-assisted treatment, in which doctors prescribe medications to reduce cravings and withdrawal symptoms associated with addiction to opioids, alcohol, or nicotine
therapy, where you can strengthen your mental health, identify drug abuse triggers, and develop healthy coping skills

Typically, the more services a program provides, the more expensive it is.

treatment duration

Most addiction rehab programs last 30, 60 or 90 days. however, some programs are shorter or longer depending on your needs. In general, longer programs cost more than shorter programs.

services

Some rehabilitation centers offer special services such as private rooms, gyms and swimming pools. In most cases, a rehab center with many services costs more than a rehab center with few or no services.

payment options

Even without insurance, you don’t have to pay full price for addiction treatment. instead, you can look into other financing options, such as:

payment plans

Before choosing a treatment center, ask about payment plans. many centers will allow you to make low-cost monthly payments instead of paying all at once.

sliding scale fees

Many treatment facilities also offer sliding scale fees, which are based on your ability to pay. In other words, people with lower incomes pay lower prices.

scholarships

Some organizations offer scholarships to people who need addiction treatment but can’t afford it. a popular example is the 10,000-bed scholarship program.

loans

You could pay for treatment with a loan from a bank or a loved one, or you could use a credit card. There are some bank loans and credit cards that are designed specifically for health care expenses, including addiction treatment. they usually have deferred interest rates.

Regardless of which option you choose, make sure you can repay the loan on time and with minimal interest.

other substance abuse treatment options

If you still don’t know if you can afford treatment, consider a cheaper level of care.

state funded treatment

For example, most states fund free or low-cost addiction recovery programs. to attend one, you may need to verify your income and need for treatment.

Samhsa maintains a directory of people to contact if you are interested in this option.

support groups

You could also start attending a free support group. Although these groups do not offer professional medical advice, they do connect you with people who can share their own recovery experiences and coping strategies. popular groups include: