It’s important to protect your vision, and that means seeing your eye doctor regularly.
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In preparation, you may be wondering what the average cost of an eye exam is so you know what to expect. Eye exam prices can vary significantly depending on where you go, but you can also lower the cost of your eye exam with the right insurance plan. Learn more about the importance of getting a routine eye exam below and find the right vision care insurance plan to help protect your vision.
Reading: How much is eye exam with insurance
Eye exams not only detect vision problems, they can also point out or help prevent future health problems. The cost of an eye exam can be as low as $50 and can be as high as $100, depending on who performs the eye exam and whether or not you have vision insurance.
importance of routine eye exams
For most, it’s important to see your ophthalmologist once a year because you need to protect your vision. there may be certain problems with your eyes that may not show symptoms right away. By seeing your ophthalmologist regularly, your optometrist can catch these problems before they begin to affect your vision or cause irreversible damage.
According to the National Institutes of Health, conditions like diabetic retinopathy can be detected early with a routine eye exam. On the other hand, without going to the ophthalmologist, you may not even be aware that you have this condition.
In short, if you want to protect your vision, most people should have an eye exam at least once a year.
average cost of eye exams
If you’re curious about the average cost of an eye exam, there are several things to consider. If you’re curious about eye exam prices, it’s helpful to take a look at some outside research.
- The national average cost of an eye exam is about $95. this cost may vary depending on your location, your age, and your medical history. it can range from $50 to $200 or more.
- If you have vision insurance, you should still expect to pay a copay. the typical copay is between $10 and $40. however, it may vary depending on your coverage.
- You may incur a separate charge for retraction. this is a test that determines your prescription. can range in price from $15 to $40.
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If you’re looking for a way to lower the cost of your eye exam, you should invest in vision insurance.
different types of eye exams
When you go to the ophthalmologist, there are a wide variety of tests he or she can perform. include:
- Visual acuity: The ophthalmologist will test your ability to distinguish the shape and details of objects. This is usually done by having him read a chart at the end of the room.
- Visual Fields: The ophthalmologist will also test your peripheral vision by seeing if he can detect objects in the various quadrants of his field. vision.
- intraocular pressure: The ophthalmologist will check your intraocular pressure to make sure it is not too high. this is usually a sign of glaucoma.
- retinal nerves and vessels: The ophthalmologist may examine the retinal nerves and blood vessels after dilating the eyes.
The exact steps of this test will vary from patient to patient. they can customize the exam a bit based on your medical history and visual acuity.
what is vision insurance?
If you want a low-cost eye exam, you should invest in vision insurance. vision insurance covers a portion of the cost of your standard eye care.
Vision insurance generally applies to standard vision needs, but excludes surgeries and procedures. those types of vision needs are usually covered by general health insurance, but only if medically necessary.
Some of the benefits of having vision insurance include:
- Free routine eye exams: Vision insurance should cover most or all of the cost of a routine eye exam. That way, you can ensure you get regular checkups, without a big financial barrier standing in your way.
- Eyeglass coverage: If you need glasses or contacts, your vision insurance plan can help offset some of your expenses. Generally, you can use your vision insurance benefit for glasses or contacts once a year.
- discount on special lenses: For those who need special lenses, such as transition lenses and anti-glare coating, vision insurance should cover a portion of that cost.
- lasik discount: With some vision insurance plans, you may be able to lower your out-of-pocket costs for lasik. however, most if not all of the procedure is usually paid for by the patient.
Please note that the Affordable Care Act only requires coverage for pediatric vision care.
how much does an eye exam cost without insurance?
If you decide to schedule an eye exam without insurance, costs can vary significantly. According to one source, some of the important numbers to watch out for include:
- If you are visiting an ophthalmologist for the first time, the patient’s initial visit with an exam could cost around $250. That’s because the first exam is usually longer. the doctor has to learn more about you before he or she can perform an eye exam.
- if you’ve been to that office before, an annual eye exam set up for the patient may cost less . the visit is shorter than a new patient visit, so it usually doesn’t cost as much money. a routine eye exam can range from $50 to $200.
- if you need a refractive vision test, which is typically used to determine your prescription for glasses or contact lenses, there may be an additional cost . this could range from $15 to $40.
These costs can add up quickly and can vary significantly based on your age, location and medical history. America’s best eye exam cost is likely to be found in areas that have a lower cost of living, and therefore lower expenses for optometrist offices.
If you’re worried it’s not in your budget, you may want to contact your eye doctor ahead of time to see what the prices are for your eye exams without insurance.
In addition, you may want to find a provider that offers low-cost vision insurance, like ehealth, to lower your expenses when it comes to eye exams, glasses, and more.
find affordable vision insurance coverage in your area
The cheapest way to protect your vision is to invest in affordable vision insurance coverage. There are many vision insurance plans available and you can customize them to meet your needs. you should also be able to find plans that work for your whole family.
Choosing the right vision insurance plan can be confusing and isn’t a decision you should make on your own. If you have questions or concerns about which vision insurance plan is right for you, our licensed insurance agents can help.
We’ll help you find the right insurance coverage to protect your vision at a reasonable price. Compare vision insurance plans available in your area and sign up for a plan that fits your needs today.