Philippines Travel Insurance Requirements – Squaremouth

October 27, 2022

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philippines travel insurance requirements

On May 30, 2022, the Philippines removed its rules requiring all travelers to purchase travel insurance and present a negative COVID-19 test upon entering the country. With the rule change, fully vaccinated travelers no longer need to meet these requirements.

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However, unvaccinated or partially vaccinated travelers must still comply with the initial rules that were put in place when the borders reopened in February. this means they must present a negative covid-19 test that was taken within 48 hours of arrival, and they must have a travel insurance policy that can covid-19 under the emergency medical benefit for the duration of their stay , with a minimum of $35,000 in coverage.

Reading: How much is the travel insurance in the philippines

In addition to this, unvaccinated or partially vaccinated travelers must also self-quarantine until completing a negative covid-19 test on the fifth day of arrival, and must complete a home quarantine until the end of their day. 14 in the country.

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The most important thing travelers should look for when comparing policies is the amount of medical coverage to satisfy the Philippines requirement. For unvaccinated or partially vaccinated travelers, a policy with at least $35,000 in emergency medical expenses is required to enter the Philippines.

While $35,000 is the minimum amount required for unvaccinated or partially vaccinated travelers only, Squaremouth recommends that all travelers visiting the Philippines purchase a minimum of $50,000 in emergency medical coverage. this benefit can provide coverage for covid-19, as well as other unforeseen illnesses and injuries that occur during the trip.

squaremouth also recommends a policy with at least $100,000 in medical evacuation coverage, which can provide reimbursement for transportation costs to the nearest appropriate medical facility in the event of an emergency. These medical recommendations are consistent with Squaremouth’s recommendations for all international travel.

Most travelers heading to the Philippines specifically purchase travel medical insurance. however, many travelers may also have non-refundable travel costs. In this case, Squaremouth recommends a comprehensive policy that includes the trip cancellation benefit.

Trip cancellation can reimburse up to 100% of a traveler’s prepaid, non-refundable travel expenses in the event they have to cancel their trip for a covered reason. These reasons commonly include unforeseen illness or injury, inclement weather, natural disasters, or the death of an immediate family member. travelers who contract covid-19 before their trip and need to cancel may be covered under this benefit.

Travellers who purchase this coverage can also receive other benefits, such as trip interruption and trip delay, among others.

Trip Interruption can reimburse travelers who need to cut their trip short due to unforeseen illness, injury, death, or a positive COVID-19 test. trip interruption can reimburse a traveler for 100-200% of unused, non-refundable travel costs, and can also reimburse travelers if they have expenses to rebook their flight home.

travel delay can reimburse travelers for daily expenses related to a post-departure delay. Most commonly, these delays are due to poor weather conditions or a mechanical issue affecting your flight.

If a traveler is unable to return home on time due to a positive covid-19 test and required quarantine, the travel delay benefit may also cover those expenses. Policies with this coverage can usually be extended for 5-10 days and can cover a traveler’s meals and lodging during their quarantine.