Looking for a dentist who accepts Humana’s in-network discounts? Look no further! We have got you covered. Before we dive into the details, let’s make it clear that these discounts are not insurance. Instead, they are exclusive deals offered by participating providers. The range of discounts may vary depending on the provider you choose, so keep that in mind. Plus, retail prices may differ by location. It’s important to note that Humana does not directly pay for these services. You are responsible for paying for all the services received, but rest assured, you will receive a discount from the participating provider. If you want the list of participating providers, just ask!
Dental PPO Plans
Please note that dental PPO plans may not be available in all states. Availability varies, so make sure to check if they are offered in your state.
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Let’s talk about Humana. “Humana” is the name for plans, products, and services provided by different subsidiaries and affiliates of Humana Inc., which we refer to as “human entities.” These plans, products, and services are exclusively provided by one or more of the specified human entities in the plan, product, or service contract. Please note that Humana Inc. does not directly provide these plans, products, or services. Keep in mind that not all plans, products, and services are available in every state.
Now let’s shift our focus to medical plans. Human group medical plans are offered by various human entities such as Human Medical Plan, Inc., Human Employers Health Plan of Georgia, Inc., Human Health Plan, Inc., and more. The specific human entity providing the plan, product, or service will be mentioned in the contract. However, it’s important to note that not all plans, products, and services are available in every state.
Before we move forward, we want to mention that Go365® is not an insurance product. It may not be available with all Humana health plans, so make sure to check the availability.
Individual Dental and Vision Plans
Humana’s individual dental and vision plans are underwritten or offered by Humana Insurance Company, Humanadental Insurance Company, Humana Insurance Company of New York, and more. Additionally, there are discount plans offered by Humanadental Insurance Company or Humana Insurance Company. The availability and providers may vary depending on the state you reside in. For example, if you live in Arizona, the plans may be insured by Humane Insurance Company. As for New Mexico residents, the plans are insured by Human Insurance Company, and for Texas residents, they are insured or offered by Human Insurance Company, Humanadental Insurance Company, or Denticare, Inc.
Fees and Contract Period
When it comes to fees, please keep in mind that the premium for certain states and products may include a $1 administrative fee. If you have purchased an association plan, an association fee may also apply. Additionally, some plans may charge a one-time, non-refundable enrollment fee. Please note that this fee is non-refundable in states where the law allows. Moreover, for some dental and vision plans, a minimum initial contract period of one year may be required, with the exception of dental savings plus.
Group Dental and Vision Plans
If you have insurance through your employer, Humana offers group dental and vision plans. These plans are provided by Humana Insurance Company, Humanadental Insurance Company, Humana Medical Plan of Utah, and more. For vision plans, you can choose from various options offered by Human Insurance Company, Human Dental Insurance Company, Louisiana Human Health Benefits Plan, and others. As for New Mexico residents, the dental and vision plans are underwritten by Humana Insurance Company.
Life Insurance Plans
Humana also offers life insurance plans, known as Humana Group Life Plans. These plans are provided by either Humana Insurance Company or Humana Insurance Company of Kentucky.
Limitations and Exclusions
It’s important to note that our health benefit plans have exclusions, limitations, and terms that determine when coverage may continue or be discontinued. For full coverage details and costs, we recommend referring to your plan document or contacting your Humana insurance agent. In case of any disagreement between this article and the plan document, the plan document will be considered the controlling authority.
Eligibility Requirements and Pre-Enrollment Disclosures
Keep in mind that individual applications are subject to eligibility requirements. Similarly, before applying for group coverage, we strongly advise reviewing your pre-enrollment disclosures. These disclosures provide a description of plan provisions that may affect your coverage, such as exclusions, limitations, reductions, modifications, or termination. For specific plan provisions, please consult your benefit plan document or reach out to your sales representative.
For more information about the company providing your benefits, please refer to your benefit plan document, which includes the Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only. Lastly, please note that statements in languages other than English contained in this advertisement may not reflect the exact content of the policy written in English due to possible linguistic differences. In case of any dispute, the policy written in English will be considered the controlling authority.