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California Mortgage Calculator – SmartAsset
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The most common loan terms are 30-year fixed-rate mortgages and 15-year fixed-rate mortgages. Depending on your financial situation, one term may be better for you than the other.
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With a 30-year fixed-rate mortgage, you have a lower monthly payment but will pay more interest over time. A 15-year fixed-rate mortgage has a higher monthly payment (because you’re paying off the loan over 15 years instead of 30 years), but can save thousands in interest over the life of the loan.
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