How to Use Form 1095-A, Health Insurance Marketplace® Statement | HealthCare.gov
If anyone in your household had a Marketplace plan in 2021, you should receive Form 1095-a, Statement from the Health Insurance Marketplace®, in the mail no later than mid-February. may be available in your healthcare.gov account as early as mid-January.
- Your 1095-a includes information about Marketplace plans someone in your household had in 2021.
- comes from the market, not the irs.
- Save your 1095-as with your important tax information, like w-2s and other records.
how to find your 1095-a online
Note: Your 1095-a may be available in your healthcare.gov account from mid-January to February 1.
- Sign in to your healthcare.gov account.
- under “your existing applications”, select your 2021 application, not your 2022 application.
- select “tax forms” from the menu on the left.
- download the entire 1095, as shown on the screen.
get instructions screen by screen, with images (pdf, 306 kb).
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Note: If you can’t find your 1095-a in your Marketplace account, please contact the Marketplace call center.
what’s on the 1095-a form and why you need it
- Your 1095-a contains information about the Marketplace plans any member of your household had in 2021, including:
- Premiums Paid
- premium tax credits used
- a figure called “second least cost silver plan” (slcsp)
- You will use the information from your 1095-a to complete Form 8962, Premium Tax Credit (pdf, 110 kb). here’s how “”: you’ll find out if there’s a difference between the premium tax credit you used and the amount you qualify for.
- if you had Marketplace coverage but didn’t accept advance payments of the premium tax credit.
- learn more about the irs 1095-a.
- Please read the instructions on the back carefully.
- make sure it’s accurate. If there is a problem with your coverage or your home, please contact the Marketplace call center. think the “monthly enrollment premium” may be wrong? Please read this before contacting the call center.
- make sure the information about the “second lowest cost silver plan” (slcsp) is correct.
- part iii column b has a “0” or is blank for any month someone in your household had the Marketplace plan
- Have had changes in your household that you didn’t report to the market, such as having a baby, moving, getting married or divorced, or losing a dependent
how to check the accuracy and correctness of form 1095-a; what to do if it’s wrong
how to know if your slcsp information is correct
Look at Part III, Column B of your 1095-A, titled “Second Lowest Cost Silver Plan (SLCSP) Monthly Premium.” it must show the figures for each month that any member of the household had the plan from the market.
slcsp premium is incorrect if:
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If it applies to you, you’ll use our tax tool to get your second-lowest silver plan premium.
use the information from your 1095-a to “reconcile”
once you have an accurate form 1095-a and the second lowest cost silver plan premium, you are ready to complete form 8962, premium tax credit.
See a step-by-step guide to reconciling your premium tax credit.
more answers: form 1095-a