370Z Insurance Cost: Everything You Need to Know
so you’ve finally bought the vehicle of your dreams, a nissan 370z. To protect your investment and your wallet, you should secure your purchase as soon as possible. 370z insurance costs vary based on your provider, your age, and other factors.
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how much is car insurance for a 370z?
according to zebra, it costs, on average, $187 a month to insure a nissan 370z. that’s $58 more a month than the insurance costs for the average vehicle. however, the 370z is not your average vehicle. it’s a high-performance sports car, which insurance companies consider a higher risk to cover, as the zebra points out.
Reading: Why is insurance on a 370z so expensive
what kind of insurance coverage do you need for a 370z?
trust choice recommends that you purchase the following types of coverage for your 370z:
- Bodily Injury Liability: Depending on where you live, state law requires that you purchase a minimum type of bodily injury liability coverage. This type of coverage pays for medical costs incurred by the other driver if you are at fault in an accident.
- Property Damage Liability: This is another type of coverage required by most states. Property damage liability pays for the other driver’s auto repairs if you are responsible for an accident. it can also cover damage to objects like fences and utility poles.
- Medical Payments/Personal Injury Protection (PIP): In some states, PIP is optional. This type of coverage pays for medical care for you and your passengers, no matter who is at fault in an accident.
- Uninsured Motorist Coverage: Even in states that require minimum liability coverage, some drivers take a chance and drive their vehicles without insurance. Uninsured motorist coverage protects you if you’re in an accident and the other driver is at fault but doesn’t have insurance.
- Collision Coverage: While no state requires you to have collision coverage, your lender or lease company may require you to add it to your insurance policy. Collision coverage pays for repairs to your 370z if you’re in an accident with another vehicle.
- Comprehensive Coverage: This is another type of coverage required by loan companies but not by state law. If your 370z is damaged due to theft, vandalism or natural disaster, comprehensive coverage will pay for the necessary repairs.
- Glass coverage: If you add glass coverage to your policy, you won’t have to pay out of pocket for windshield damage.
- Gap Insurance: If you’re still making payments for your 370z or renting it, you may already have gap coverage. This type of insurance helps drivers pay for their vehicle if an accident results in a total loss.
- 16 to 19 years old: $6,126 per year.
- 20 to 29 years old: $3,799 per year.
- 30 to 39 years old: $1,750 a year.
- 40 to 49 years old: $1,676 per year.
- 50 to 59 years old: $1,529 per year.
- 60 to 69 years old: $1,497 per year.
- Los Angeles, California: $2,866 a year.
- new york, new york: $2,648 a year.
- houston, texas: $2,626 a year.
- jacksonville, florida: $2,430 a year.
- philadelphia, pennsylvania: $2,246 a year.
- chicago, illinois: $2,212 a year.
- phoenix, arizona: $1,944 a year.
- Seattle, Washington: $1,626 a year.
- indianapolis, indiana: $1,425 a year.
- columbus, ohio: $1,391 a year.
- ally: $848 a year.
- tennessee farmers: $1,389 a year.
- vermont mutual: $1,404 a year.
- Nationwide: $1,490 a year.
- series: $1,555 a year.
- country: $1,742 a year.
- Southern Farm Bureau: $1,761 a year.
- United States: $1,800 a year.
- state farm: $1,829 a year.
- car owners: $1,915 a year.
- 21st century: $1,966 a year.
- acuity: $1973 a year.
- Safe Driver Discount: Many insurance providers will give you a discount if you avoid having an accident during a specified period of time. You may also qualify for a personalized discount if your insurance company offers a telematics program or smartphone app to track your driving habits.
- Safety Feature Discount: Your 370z comes equipped with many safety features that may earn you a discount from your carrier. these include electronic stability control, side-impact beams, and front-row curtain airbags.
- Bundle Discount: If you’re a loyal customer who bundles your auto insurance policy and homeowners policy with the same company, you should see significant savings. You can also get a discount by insuring all the vehicles in your household with the same company.
- Military discount: Many providers offer discounts to customers who are actively serving in the military or are military veterans.
- Good Student Discount: If your teen driver is on your insurance policy, you can get a discount if you maintain a GPA of 3.0 or higher. some companies extend this discount to college students under the age of 25.
factors that affect 370z insurance costs
Depending on your personal profile, you could end up paying more or less than the average cost of insurance for your 370z. One factor that has a significant impact on insurance rates is the age of the driver. If you’re a teen driver, you can expect to pay more for insurance because you have less driving experience. autoinsurance.org reports that these are the insurance rates for a 370z based on the age of the driver:
Where you live can also affect your 370z insurance rates. autoinsurance.org gathered quotes for major cities in the united states. Here’s what 370z owners can expect to pay, on average, if they live in the following cities:
affordable insurance options for 370z owners
the zebra recommends that you shop around for quotes to find the best price for auto insurance. report that the following providers are the most affordable options for insuring your 370z:
auto insurance discounts for 370z owners
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You can also save money on your 370z insurance by qualifying for discounts. According to insurance.com, these are the most common discounts providers offer:
As buyautoinsurance.com points out, you can also save money by not filing petty accident claims and adjusting your deductibles if you have comprehensive coverage. you can also drop unnecessary coverage once you pay off your 370z.
Now that you know how much insurance costs for your 370z, you can make an informed decision about what type of coverage to purchase.
Check this out if you need additional information, resources, or guidance on auto insurance.
cost of insurance nissan 370z | thezebra.com
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Insuring your nissan 370z | trustchoice.com
what is the best car insurance for a nissan 370z? | autoinsurance.org
auto insurance discounts to ask for: complete guide for 2021 | insurance.com
nissan 370z car insurance [rates + coverage guide] | buyautoseguro.com
nissan 370z 2020 | caranddriver.com
Nissan 370z features and specifications | caranddriver.com